Privacy Policy for The Credit Tracker

Effective Date: 12/1/2021

The Credit Tracker (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your information when you use our website, mobile applications, and services (collectively, the “Services”). By accessing or using our Services, you agree to this Privacy Policy.

1. Information We Collect

We collect information from you in the following ways:

a. Information You Provide

Personal Information: Name, email address, phone number, date of birth, Social Security number, and mailing address.
Financial Information: Credit reports, credit scores, and other financial details necessary for our services.
Identity Verification Documents: Driver’s license, utility bills, or other documents.

b. Information Automatically Collected

Device Information: IP address, browser type, operating system, and device identifiers.
Usage Data: Pages visited, time spent on the site, and other analytical data.
Cookies and Tracking Technologies: Information collected through cookies, web beacons, and similar technologies.

c. Information from Third Parties

Credit bureaus, financial institutions, and service providers who help us deliver our Services.

2. How We Use Your Information

We use the information we collect to:

Provide, operate, and improve our Services.
Communicate with you about your account, transactions, and updates.
Verify your identity and comply with legal obligations.
Analyze usage trends and improve website functionality.
Offer targeted advertisements and marketing communications.

3. Sharing Your Information

We may share your information with:

Service Providers: Companies that perform services on our behalf, such as data processing, payment processing, and identity verification.
Affiliates and Partners: For joint marketing efforts and service enhancements.
Legal and Regulatory Entities: When required by law or to protect our rights.
Third Parties with Consent: When you explicitly authorize the sharing of your information.

4. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

5. Your Privacy Rights

a. Opt-Out Options

You can opt out of:

Marketing communications by following the unsubscribe instructions in our emails or contacting us.
Cookies and tracking by adjusting your browser settings.

b. Access, Update, or Delete Information

You may request to access, update, or delete your personal information by contacting us at info@thecredittracker.com

c. Do Not Track Signals

We honor “Do Not Track” signals as required by law.

6. Security Measures

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission or storage system can be guaranteed 100% secure.

7. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies.

8. Children’s Privacy

Our Services are not directed at children under the age of 18, and we do not knowingly collect personal information from children.

9. International Users

If you are accessing our Services from outside the United States, you consent to the transfer and processing of your information in the U.S. in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the revised policy on our website and updating the “Effective Date” above.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

The Credit Tracker

801 Road To Six Flags W Ste 143

Arlington, TX, 76012

Email: info@thecredittracker.com
Phone: 1-888-868-2070